How does Western Union and MoneyGram calculate their transfer fees?

Western Union fee calculator

Their fees vary based on a variety of factors including the location of the sender, location of the recipient, the currencies of the sender and the recipient, the amount being sent, and sometimes even the time of day.

Typically they charge both a fixed fee as well as a percentage fee for currency conversion.

There are some instances where only the percentage fee is charged - transactions from the US to the Dominican Republic used to be an example of this.

,Their pricing can be quite complex and variable, and they probably do quite a bit of data mining to optimize pricing.

For example, Western Union might price transactions mid day at a grocery store cheaper than at the end of the day, even though the sending and receiving locations as well as the amount are the same.

Customers coming in at the end of the day are less price sensitive (they finished a long day at work and need to get home for dinner - they need convenience not low price).

As another example, a sender could find different prices for the same transaction at different locations in the same city.

,MoneyGram has tried to be more uniform in their pricing than Western Union historically.

,Manuel Orozco (sp?), a noted expert in the field of migrant remittances, has done numerous pricing studies - you should be able to find them with a search.

How much does Western Union charge to send $500

What is the highest amount you can send through Western Union?,Available currencies and limits, for example, you can send from $1 to $5,000 online, while the maximum mobile money transfer amount is $500.

For transfers initiated by phone, you can send from $300 to $7,499, while there are typically no limits on the amount you can send from an agent location.

,Declined by Western UnionOccasionally, money transfers may be declined.

This is due to a variety of reasons, such as WU being unable to confirm your identity.

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If you were declined to try to send money online, you may be able to send money in person at an Agent location.

,How many times can you use Western Union in a day?,There is a limit for every customer, which is 30 transactions in a calendar year and every transaction is under review.

You can receive all the 30 transactions in one day also but as per the government rules, the transactions can get hold also because of the security reasons.

Oct 10, 2017,s there a daily limit on Western Union transfers?,However, some countries set limits on how much can be received.

If you have questions about a specific amount youre sending or a specific country, please call Customer Care at 1-800-325-6000.

ON THE PHONE: The money transfer limit ranges from $300 to $2,500.

,Western Union money transfer fees: A full overviewTransferWise10.

04.

18,Understanding the costs of international transfers can be a tricky business.

The fees vary depending on the type of payment youu2019re making, and where itu2019s headed.

,With Western Union, there are also different charges depending on whether you fund the payment with a bank transfer, cash, credit or debit card - and how the recipient accesses the money, as well.

It can cost a lot more to send a transfer using a credit card, to a recipient wishing to collect the cash immediately in person from a Western Union, compared to a bank transfer from one account to another, for example.

,How much does Western Union really cost? And are there limits?Western Union can be a convenient choice for sending money to friends and family.

You can make a transfer to a bank account, or have the recipient collect the cash from a Western Union location somewhere convenient for them.

u00b9 Itu2019s possible to fund transfers using cash, bank transfer, credit or debit card.

u00b2 However, the costs can be high if youu2019re sending money using a credit or debit card, or if your transfer is headed abroad.

,Western Union limitsThere are some limits to how much money you can send with Western Union.

The exact amounts vary depending on your own transaction history, whether youu2019re sending money domestically, or overseas, and the exact payment route.

u00b9 Some states also have their own limits which might vary from elsewhere in the US.

u00b9,For international transfers, you might have to provide information about the transfer purpose, and fund source, to ensure compliance with anti-terrorism and money laundering regulations.

Transfers to and from some countries are prohibited under US law.

,Generally, youu2019ll find the following limits apply:u00b9,Payments arranged online or using a smartphone sending money using In Minutes and Three Day - $2,999 per transfer next Day payments and Mobile Money transfer - $500 per transfer,Prepaid payment cards - limits set by the card issuer, and can vary,Payments arranged at agent location - usually unrestricted,Payments arranged on the phone - $300 to $2,500 depending on the exact transfer details,Western Union cost and a fee overview tableThe fees charged by Western Union vary according to where youu2019re sending money, and also the payment method.

Some of the steepest fees youu2019ll run into are from international money transfers with Western Union.

,Western Union international transfer,Feeu00b2,Western Union International Transfer Fees,Fees vary, depending on how you fund the transfer and how your recipient gets the money.

For example - sending USD 1000 to a recipient in Canada will cost between $10 and $95 depending on the payment method.

More on this below.

,Exchange rate markup,Varies per currency.

Western Union confirms the markup on their Send Money Online page: u201cWestern Union also makes money from currency exchange.

u201dInadequate funds fee,Fees vary,Cancellation, query and alteration fees,Fees vary,Not all payment options are available in all countries and currencies, so youu2019ll need to check the specific details for your transfer.

,Western Union Fee 1: Western Union International Transfer FeesWestern Union allows payments both at home and abroad, using a variety of methods.

You can pay in cash at their pay-in store, online using a credit or debit card, or via a bank transfer.

u00b2 Your recipient can then collect their cash at a Western Union location near to them, or you can arrange to have the money sent directly to their bank account or even mobile wallet.

u00b2 Not all payment and recipient options are available in all countries.

,The fees for Western Union international transfers vary a lot depending on both how you want to fund the transfer, and how itu2019s received.

,For example, if you wanted to send USD 1000 to a friend in Australia, and they needed to collect it in person, it would cost you USD26 if funded from your bank account - but the same transaction would cost USD81 if you pay using a credit or debit card.

u00b2,On the other hand, if you are able to pay the USD 1000 into your friendu2019s bank account directly, this transaction will cost USD5 if you pay from your bank account, and USD40 if you fund it with a credit or debit card.

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Western Union rates Philippines today

Oh you want the most controversial opinion huh?,AHAHAHAHHAHAHA,Very well.

Thatu2019s exactly what I am going to give you in this answer.

Buckle up!,My most controversial opinion is:,.

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,That the Western Allies contributed more to defeating the Axis powers and the Soviet Unionu2019s contribution to victory is overrated.

There prevails a widely held notion that the Soviet Union contributed the most to the defeat of Nazi Germany - a notion predicated on the fact that the Soviet Union engaged in a life-and-death struggle against Nazi Germany that culminated in the annihilation of the latter and in the process suffered between 20 and 30 millions fatalities.

,Another widely held and disparaging assertion is that by virtues of suffering the lowest death tolls of all major Allied combatant nations, the United Kingdom and the United States contributed little to to the defeat of Nazi Germany and the ultimate victory in the global conflict.

,That conventional wisdom has gone unchallenged for decades since the end of WW2.

,COMPLETELY WRONGHence, in this post, I shall bring to bear facts and figures to not only debunk that faulty notion and shed new light on the significance of the contribution of the Western Allies (led by the UK and the US) but also do justice to the war-winning role played by them.

,Letu2019s begin with the central premise that I want the readers to bear in mind:,Just because the Soviets sacrificed (or more accurately - expended callously) millions of lives does not necessarily mean that it contributed the most to the defeat of Nazi Germany.

,The contribution of the Western Allies was underrated and consisted not in expending human lives like the Soviets did but in the application of sea and air power that destroyed German war-making capacity.

Here is whyLarge-scale land battles fought between Germany and the Soviet Union (Stalingrad, Kursk, Moscow, Bagration, Kharkov etcu2026) have engrossed many people and inspired countless books, movies, and video games.

They also have been widely regarded as being decisive in defeating Nazi Germany through the destruction of German land forces.

,The reality was far more complex.

The one salient characteristic of WW2 was that it was a total war the outcome of which was determined more by war-making capacity and less by outcomes on the battlefields.

War-making capacity refers to the production of war materials needed to sustain the war effort: factories, raw materials, scientific and technical expertise, the industrial, communication and transportation systems.

The greater a combatant nationu2019s making capacity was, the greater its ability to absorb battle losses, recover and return to fight.

,This makes total sense.

For examine, imagine a naval battle between the US and Japan in which both sides lost 2 carriers.

Being rich, abundant in natural resources and industrially powerful, the US could easily replace the losses.

The same could not be said of Japan which suffered a scarcity of vital war materials and had a much small industrial base.

,It follows that defeating a combatant nation necessitated destroying its war-making capacity.

,Analysing the war from this perspective will help you will quickly appreciate just how enormous the contribution of the US and UK was.

,First and foremost, for all the hypes and fame surrounding land battles, it is worth pointing out that while they had tactical/strategic values, they were fought over areas of little or no economic values (save a few exceptional circumstances such as Stalingrad): El Alamein, Battle of Kursk, Battle of Hu00fcrtgen Forest, Battle of the Bulge, Battle of Monte Cassino, Siege of Budapest, etcu2026,Hence, unless the areas over which the battle took place was abundant in natural resources, victories in those battles did not increase war making capacity.

,Furthermore, material losses incurred in those battles might seem horrific.

But when examined in the context of overall war production, they were insignificant and could be easily replaced.

For example,,AFV productions by major combatant powersIn the aftermath of the battle of Kursk, Germany lost 760-1200 AFV which accounted for only 6.

3% - 9.

94% of all AFV produced in 1943 - considerable but not significant.

,In the Second Battle of Kharkov in 1942, Germany lost 108 AFV - 1.

7% of all AFV produced in 1942.

,The Battle of Stalingrad from 1942u20131943 destroyed 1,500 German AFV - 8.

22 % of all AFV produces in 1942 and 1943.

,In fact, German loss of land equipment in many major land battles were not significant when compared to overall production output of land equipment.

,It follows that a legitimate argument can be made that land battles, while significant, were by themselves not sufficient in destroying Germanyu2019s ability to wage war.

In other words, land battles were not as decisive in defeating Germany as many people have made them out to be.

,What then was truly decisive in defeating Germany?The answer: the destruction of German war making capacity by the air-sea war fought by the US and UK.

,The idea that modern war is won or lost in the air is actually true.

What many people apparently overlook is that the US and Great Britain fought Nazi Germany in the so-called sea-air super-battlefield that vastly dwarfed traditional land battlefields in terms of size - covering thousands or even millions of squares of km.

It was a battlefield created by the long-range capability of warships and aircraft.

,Indeed in WW2, warships - destroyers, cruisers, battleships, carriers - possessed enormous endurance, capable travelling thousands of miles before refuelling.

Aircraft - especially heavy bombers - were capable of flying hundreds or even thousands of miles from their bases relatively unconstrained by terrains.

The long-range capability of these weapons of war stood in stark contrast to land vehicles which at best could cover a few hundred miles and their movements were constrained by terrains.

,It was in this sea-air super-battlefield that the US and UK decisively destroyed the war-making capacity of the Axis powers.

,Atlantic super-battlefield - dwarfed any traditional land battlefield you have seen huh?Air super-battlefieldFirst, letu2019s look at production statistics associated with the land, sea, and air war fought by Germany.

Contrary to the unchallenged belief that resources for the land war accounted for the highest proportion of the overall German war effort, the reality was that resources for the air war accounted for the greatest proportions of the German war effort.

The statistics allow no doubt:,If the claim that land resources for the land war accounted for the highest proportion of the overall war effort, then why did German production output for combat aircraft exceeded exceeded that for AFV?,1940: 6,600 aircraft vs 2,200 AFV,1941: 8,400 aircraft vs 3,800 AFV,1942: 11,600 aircraft vs 6,200 AFV,1943: 19,300 aircraft vs 10,700 AFV,1944: 34,100 aircraft vs 18,300 AFV,1945: 7,200 aircraft vs 4,400 AFV,The reason: The Germans recognised the war-winning potential of air power.

In fact, the most important contributor to all the great triumphs of the Wehrmacht in the early days of the war was that the Luftwaffe had command of the air, particularly on the the Eastern Front.

Luftwaffe pilots and aircraft were superior to those of the Red Air Force and the German army on the ground enjoyed reliable air support in both attack and defence.

,The decisive role of air power was appreciated even by Josef Stalin - dictator of a traditionally land power.

When Harry Hopkins met Stalin in Moscow in July 1941, the Soviet dictator stated that the greatest threat to Soviet resistance was not the German army but the German air force.

When asked what materials the Soviet Union needed to sustain the fighting, Stalin unequivocally answered:,The Soviet Union needed equipment to fight an air war.

Anti-aircraft weapons were the immediate priority.

Stalin wanted medium-caliber anti-aircraft guns (Somewhere between 20 and 37 mm in caliber) and asked for 20,000 pieces, an astronomical sum for 1941.

For long-term needs, the Soviet Unions first two priorities were high-octane aviation fuel and, crucially, as much aluminum as it could be given.

The USSR had very little bauxite, and without that precious ore it would not be able to build aircraft.

Stalin told Hopkins, u201cGive us anti-aircraft guns and the aluminum and we can fight for three or four years.

u201dLeaders of the US and the UK were even more enthusiastic about the war-winning potential of air power and championed the establishment of a large strategic bombing force that could destroy German war-making ability from the air.

They invested heavily in R&D of long-range heavy bombers.

The RAF possessed the Avro Lancaster, the USAAF possessed the B-17, the B-24, and the B-29.

These bombers these were excellent weapon system with great payload and long-range to attack targets far inside Germany.

In addition to these bombers, both nations developed a wide range of other aircraft types that were of excellent: fighter, ground-attack, medium bombers for different types of mission.

The RAF had the excellent Spitfire, Hawker Typhoon, Mosquito while the USAAF had the Mustang, P-47, B-25, etc.

,In 1942, the RAF initiated the strategic bombing campaign against Germany in 1942.

In 1943, the USAAF joined forces with the RAF.

Henceforth, Germany was subjected to round-the-clock bombing raids - daytime attacks by the USAAF and nighttime attacks by the RAF.

,Because of the power of the RAF and USAAF and the importance of maintaining war-making capacity for national survival, the Germans devoted a massive amount of resources to air defence.

Of all the 3 major fronts: Eastern Front, Western Front and Mediterranean, the Western front claimed the majority of German war resources as a result of the need to counter the Allied strategic bombing campaign that was becoming increasingly destructive.

,It was telling that in November 1943, of the 13,500 heavy AA guns and 37,500 light AA guns in active service with the Luftwaffe, only 1,850 heavy guns (13.

7%) + 6,200 light guns (16.

5%) were deployed on the Eastern Front.

The rest were deployed on the Western Front against the RAF and USAAF.

In November 1945, only 10.

3% of all heavy AA guns + 13.

3% of all light AA guns were deployed on the Eastern Front.

The rest were allocated to the Western Front.

,Also, the air war on the Western Front saw the deployment of the highest proportion of the Luftwaffeu2019s fighter force.

,Luftwaffe fighter allocation by front - December 1942 - December 1943These numbers were indicative of the importance of the air war to Germany.

,In the end, the Luftwaffe fighter force was crippled in air battles against the Western Allies after the famed North American P-51 Mustang was deployed to escort allied bombers.

Losing most of its veterans fighter pilots, the Luftwaffe fighter force - then composed mostly of poorly trained pilots - ceased to be an effective fighting force.

The Western Allies had achieved air supremacy that was vital to their victory on the Western Front.

It was telling that on D-Day, The Luftwaffe only had 815 aircraft to cover the entire Western Front vs 9,543 Western Allied aircraft.

,Whatu2019s more? Despite suffering heavy losses of aircraft and aircrews, the strategic bombing campaign seriously hindered German war production and prevented it from reaching full potential.

,The key point is that the strategic air campaign insidiously undermined German war production by destroying German equipment during 3 phases: pre-production, production and deployment.

,1/ PreproductionThe Western Allies attacked infrastructure systems vital to the German war effort:,Water dams that supplied water for hydro-electric plants that produced electricity for factories (The most famous dam-busting raid was the legendary Operation Chastise that is immortalised in many books),Railroad systems, ships that carried raw materials from Europe to German factories.

,2/ ProductionAmerican and British air chiefs identified facilities producing strategically important war materials: ball-bearing (used in submarines, tanks, aircraft), hydrogenation plants (that converted coal into fuels), and most importantly air frame and aero-engines.

,The Schweinfurtu2013Regensburg raid in August 1943 aimed at Bf 109 production facility in Regensburg reduced significantly Bf 109 output.

The raid on Marienburg significantly reduced production output of FW 190.

The total losses far exceeded Luftwaffe aircraft losses in the battle of Kursk as attested by Field Marshal Erhard Milch:,During June/July [1943], however, the heavy raids u2014 mainly American, but also English u2014 started, which had as their chief target the air-frame industry.

As a result we were not able to produce more than those 1,000 fighters a month from August 1943 until February 1944.

The additional number which we would have produced was destroyed.

According to the programme, by January 1944 we should have reached the figure of 2,000 fighters a month.

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,There you have it, a few raids on those two aircraft production plants diminished German fighter production rate by half for 7 months: a total of 7,000 fighters that would have greatly strengthened German air defence.

,One side effect of these raids that is often overlooked is that they delayed production which in turn reduced overall production.

This delay stemmed from the following effects:,The dispersal of production facilities.

In response to the Allied strategic bombing campaign, the Germans dismantled their big factories which were too large to be concealed and dispersed machine tools and workers to various smaller production plants.

The consequence was the drop in quality and delay because those smaller plants were far less efficient than the big plants; and the transportation of all components produced at various plants took time.

,The diversion of German workers from production task to clean-up and repair tasks, and to the construction of air-defence systems.

For example, at the end of 1943, about 330,000 workers (138,000 of whom were skilled craftsmen) were employed to repair bomb damage to factories and towns.

The German government reserved a force of 150,000 workers just for repairing damage to hydrogenation plants since 1944.

,In fact, the totality of all of those overlooked effect was the reason why German war making capacity failed to reach its full potential.

Donu2019t be misled by the increase in German war output many people have invoked as proof of the failure of the Allied bombing campaign.

After conquering most of Europe, the Germans had access to a tremendous amount of raw materials.

Germanyu2019s population was much greater than that of GB (80,000,000 vs 66,000,000).

Plus, Germany had had a large pool of expendable slave labours.

That meant Germany should have been able to outproduce UK by a large factor.

However, that did not happen.

In fact, UKu2019s production of aircraft surpassed Germany well into 1943.

,Source: US Strategic Bombing SurveyThe failure of the German war economy to reach its full potential was a direct consequence of the relentless Allied strategic bombing campaign.

,3/ Deployment phaseBy destroying the railroad networks, bridges, the Western Allies deprived the Germans of the means to transfer units to the battlefields which in turn hindered and delayed German counter attacks.

,It is the totality of these little-known effects that ultimately crippled German war making ability and defeated Germany.

,And I have only discussed the decisive impact on final victory of the air war fought by the Western Allies.

Their victories in the Atlantic was equally decisive.

,The Battle of the Atlantic spanned millions of squares of km of open sea and sky.

It revolved around the struggle between the Royal Navy, the US Navy and German submarines.

The German Navy had only one aim in this struggle: sinking as many merchant ships carrying vital raw materials and weapons to GB and the Soviet Union as possible.

,In the end, through a combination of sophisticated anti-submarine warfare technology and convoy tactics, the Western Allies prevailed over the Germans.

The maritime trade route was secured and the threat posed by German submarines diminished to the point of being negligible.

This in turn allowed the massive buildup of Allied forces in GB for the liberation of Western Europe.

,The Soviets also benefited immensely from the huge quantities of American- and British-made military hardware, as the Soviets themselves acknowledged it (Lend-Lease),According to the Russian historian Boris Vadimovich Sokolov, Lend-Lease had a crucial role in winning the war:,On the whole the following conclusion can be drawn: that without these Western shipments under Lend-Lease the Soviet Union not only would not have been able to win the Great Patriotic War, it would not have been able even to oppose the German invaders, since it could not itself produce sufficient quantities of arms and military equipment or adequate supplies of fuel and ammunition.

The Soviet authorities were well aware of this dependency on Lend-Lease.

Thus, Stalin told Harry Hopkins [FDRs emissary to Moscow in July 1941] that the U.

S.

S.

R.

could not match Germanys might as an occupier of Europe and its resources.

,Nikita Khrushchev, having served as a military commissar and intermediary between Stalin and his generals during the war, addressed directly the significance of Lend-lease aid in his memoirs:,I would like to express my candid opinion about Stalins views on whether the Red Army and the Soviet Union could have coped with Nazi Germany and survived the war without aid from the United States and Britain.

First, I would like to tell about some remarks Stalin made and repeated several times when we were discussing freely among ourselves.

He stated bluntly that if the United States had not helped us, we would not have won the war.

If we had had to fight Nazi Germany one on one, we could not have stood up against Germanys pressure, and we would have lost the war.

Joseph Stalin, during the Tehran Conference during 1943, acknowledged publicly the importance of American efforts during a dinner at the conference: Without American production the United Nations [the Allies] could never have won the war.

,In a confidential interview with the wartime correspondent Konstantin Simonov, the Soviet Marshal Georgy Zhukov is quoted as saying:,Today [1963] some say the Allies didnt really help us .

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But listen, one cannot deny that the Americans shipped over to us material without which we could not have equipped our armies held in reserve or been able to continue the war.

,At this point, I have demonstrated beyond any doubt that in the European/Atlantic theatre of war, the Anglo-American powers contributed enormously and decisively to defeating Nazi Germany by crippling German war-making capacity and destroying the Luftwaffe and Kriegsmarine.

They achieved this not by expending soldiers in the millions like the Soviets did but by the application of their awesome sea and air power.

,In the Pacific theatre of war, the United States was the principal combatant nation that single-handedly and decisively smashed the Japanese Empire.

,That statement is not intended to diminish the sacrifice and courage of Australian, British, Indian soldiers who fought the Japanese in land battles such as Battle of Wau, New Guinea campaign, Battle of Imphal.

,However, the central point of this post is the decisive impact of sea-air power and the facts allow no doubt: it is the USN and the USAAF that won the sea-air war against Japan.

All decisive naval engagements: Battle of the Coral Sea, Battle of Midway, Battle of Savo Island, Battle of the Santa Cruz Islands were all fought between the USN and the IJN.

The most decisive naval battle of the war - Battle of the Philippine Sea - ended in a resounding American victory that brought realisation to the Japanese that they were going to lose the war.

Situated at the intersection of vital sea lanes along which imports of raw materials were transported from South East Asia to the Home Islands, the Marianas Islands provided the USN a forward base from where American submarines and aircraft would sink Japanese merchant ships with increasing regularity - effectively starving Japan of raw materials - especially oil and bauxite for their aviation industry.

That in turn greatly reduced Japanese war production output and crippled their war-making ability.

,From airbases on the Marianas, the awesome Boeing B-29 Superfortress blockaded Japan by sea mines, subjected urban-industrial areas to devastating air attacks, and crippled Japan war making capacity by killing workers and destroying untold number of small shops and factories that supplied components and built weapons for the military.

They also diminished public morale and sparked criticism at the incompetence of the government and the military to stop American air raids.

Finally, the shock effect of the two atomic bombs compelled the Japanese to surrender.

All in all and unlike the war against Nazi Germany, the United States deserved most of the credit for defeating Imperial Japan.

,,Concluding NoteIn a total war that was characterised by the mobilisation of all national assets and the outcome of which was decided more by a combatant nationu2019s war-making capacity and less by outcomes on the battlefield, it is shortsighted and misleading to measure in terms of human casualties the contribution to final victory of an Allied combatant nation in WW2.

Rather, we must determine the extent to which that Allied nation contributed to the destruction of war-making ability of an Axis power.

,I have argued convincingly how the Western Allies - dominated by the United States and the United Kingdom - contributed decisively and enormously to the defeat of the Axis powers by destroying their war making potential through the application of sea and air powers.

,In the European/Atlantic theatres, the USN and RN won the battle of the Atlantic which allowed supplies to reach GB and the Soviet Union.

Even the Soviets acknowledged the importance of Lend-Lease supply in their struggle for survival.

In the air, the USAAF and RAF smashed the Luftwaffe and Germanyu2019s war-making capacity.

Without the Western Alliesu2019 relentless pressure in the air war, the Luftwaffe would have committed the bulk of its strength in the Eastern Front and easily destroyed the inferior Soviet Air Force.

With complete air superiority, the German Army would have defeated the Soviet Union.

,In the Pacific War, the defeat of Japan was the achievement of the Western Allies - of whom the US deserved most of the credit because the USN destroyed Japanu2019s navy, air force and war-making capacity.

,While the Soviets won land battles that destroyed the German army, they did not destroy the Luftwaffe and German war-making capacity.

,Therefore, Soviet contribution is overrated and is not as decisive as many people have made it out to be.

The Western Alliesu2019 contribution to victory is far more decisive and underrated.

,,Reference(s)1/ How the War Was Won: Air-Sea Power and Allied Victory in WW2 - Phillips Payson OBrien

How much does Western Union charge to send $100

From time to time I answer these guys and troll around just for fun.

This week I was contacted by a scammer who proved to be so entertaining it definitely takes the cake.

I decided to post the exchange here for your entertainment.

,I have not touched up the emails, they were copy/pasted as is.

,Its a bit long.

Enjoy:,From: MRS MICHELLE OBAMA,Subject: THIS IS LAST NOTICE!,How are you today?n nI am written to inform you about your Bank Cheque Draft brought by the United Embassy from the government of Benin Republic in the white house Washington DC which contains the sum of $20.

000.

000 millions us dollars credited from the bank of America, the delivery of your funds has been mandated to be deliver to your address on Friday being 28TH OF AUGUST 2015 to you as soon as you get back to me with your home address and your cell phone number.

,Bear in mind that I have taking my time to be in charge of your funds as instructed by my husband to ensure that you received your funds successfully from the white house to reduce the economy and Iu2019m the only one that has your funds in regard to my husband Mr.

Barack Hussein Obama II and you will have to pay the sum of $100 only before your Bank Cheque Draft will deliver to you on Friday, the reason why the fee is required is to have your funds clearance paper from the origin of the funds to avoid any harassment from the authority and you are also expecting to be announce as winner of the said amount by Friday as soon as your fund is delivered to you,So you are urgent advised to get back to me with your home address and also the payment information today for immediate effect of your delivery.

Note that the $100 is the only fee and final payment you have my assurance.

,However, according to our agreement with the originated Benin Republic, all our communications should be on email for record purpose so follow my instruction accordingly, even if you donu2019t have the $100 try to borrow it and send it immediately because this is your life opportunity and I donu2019t want you to lose the chance any more.

nPlease I will advice you to urgent make the payment this morning via western union or money gram money transfer to the listed cashier information as instructed you by the originated authority.

I will look forward to received your email today with the payment to enable the origin secure the required clearance papers required at White House Benin to deliver your funds.

Note that it will take only 14hrs to deliver your Bank Cheque Draft in receipt of the $100 payment.

nPlease find the payment data below to send the $100 via western union,Receiver Name: IKE FRANK,Country Benin Republic,City Cotonou,Question: Urgent,Answer: Needed,Amount: $100,MTCN reference number.

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,I look forward to your respond to your email with the payment today.

,Regards,Mrs.

Michelle Barack,The White House,(Official Residence of the President of the US),1600 Pennsylvania Avenue NW,Washington DC 20500 USA,Now Ive had scammers impersonate all kinds of government officials in the past, but this is the first time the first lady herself reached out to me, and on behalf of her husband no less.

This was too sweet to pass up so I replied:,Wow I feel so honored that the first lady herself wrote to me on behalf of her most distinguished husband! I will send the money as soon as possible, is there a way to pay by credit card? I believe you have my address on file.

,The next day I got the the following:,THANKS FOR YOUR APPRECIATIVE YOU ARE REQUIRED TO SEND THE FEE THROUGHnWESTERN UNION OR MONEY GRAM.

,Please find the payment data below to send the $100 via western union,Receiver Name: IKE FRANK,Country Benin Republic,City Cotonou,Question: Urgent,Answer: Needed,Amount: $100,MTCN reference number.

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,I look forward to your respond to your email with the payment today.

,Regards,Mrs.

Michelle Barack,The White House,(Official Residence of the President of the US),1600 Pennsylvania Avenue NW,Washington DC 20500 USA,I wasnt going to take the verdict lying down:,OK I understand, can I send it to Washington DC? The fees will be cheaper that way.

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,At which point Michelle, apparently with her caps-lock key stuck, replied:,ATTENTION MY DEAR BECAUSE I GOT YOUR EMAIL RIGHT NOW ASKING IF YOU CANnSEN THE FEE TO WASHINGTON, AND MY ANSWER IS NO! AND THE REASON WHY YOUnARE TOLD TO SEND THE FEE TO BENIN REPUBLIC IS BECAUSE BENIN REPUBLICnWAS THE ORIGIN OF YOUR FUND SO TAKE NOTE THAT THE $100USD IS NOT FORnME SO THERE IS NO MEANS OF SENDING IT HERE IN USA,,PLEASE WITHOUT WASTING MUCH TIME, YO HAVE TO FOLLOW THE INSTRUCTIONnGIVEN TO YOU AND SEND THE MONEY DOWN TO BENIN REPUBLIC FOR OBTAININGnTHE CLEARANCE PAPER ON BEHALF OF YOU.

,THANKS FOR YOUR UNDERSTANDINGnBEST REGARD:nMRS MICHELLE OBAMA,At this point I decided to ratchet the game up a notch:,OK I will go down to western union after work today.

nBTW some of my friends wont believe me that I got an email from Michelle Obama herself, can you please send me a picture or something so I can prove it to them? Ill be really honored.

.

.

,To which I got the following heartwarming response (the caps-lock got unstuck, but now every word was capitalized):,ear I Got Your Email But I Was So Busy In My Office That Is Why I did Not Get Back To You As Soon As,n How Ever Your Email Was Well Understood, So you Have To Go And Send The Fee After You Come Back From Work So That Every Thing Will Be Finalize And You Will Get Your Cheque To Your Home Address.

nSecondly Coming To What You Stated That Your Friend Was Asking You For My Pictures So That They Will Believe On Reality, Please I want you To Be Very Careful About Friend Of Nowadays Because Some Of The Friends Now Did Not Want The Progress Of Their Follow Ones, So You Have To Be very careful And You Have To Stop Informing Them About Any Conversation Between Me And You Because House Enemy Is Is The Worst Enemy, They Might Be Trying To Convince You Just For You To Loose This Very Opportunity And Once They Do That, They Will Be searching For a Way To Contact Me Just To Claim What Does Not Belongs To Them.

So You Have To Stay Away From Friends Until You Receive Your Cheque And They Will Be surprise And WonderingnThe Attach You Are Seeing Are The scan Copy Of My DRIVERS LICENSE, And Also A proof Which I Made For You To Believe On The Reality And Not Your Friends.

nTHANKS FOR YOUR UNDERSTANDING, AM LOOKING FORWARD TO HAVE THE PAYMENT SLIP AS SOOM AS YOU COME BACK FROM WORK.

,u200bnu200bnu200b,u200bnu200b(hmmm, where did I see that picture before?),Well now that she assured me that she is not a scammer, truly it is my turn to take my end of the deal:,Help! I went to western union and the clerk wouldnt let me send the money order, he said it sounds like a scam, I tried calling the white houses main switchboard and the operator wouldnt connect me to you, I ran home to email you, please tell me what to do.

.

.

,I guess I should hhave known better, I got a stern rebuke:,HELLO MY DEAR I GOT YOUR EMAIL NOW, AND IT SOUNDS SO ROUGH TO ME.

nWHY WILL YOU BE DECEIVED BY SOMEONE ELSE? OR DID YOU TELL THEM WHAT ISnGOING?, NOTE THAT THIS WORLD WE ARE NOW PEOPLE DO NOT WANT THEnPROGRESS OF THEIR FOLLOW ONES.

nNOW ONCE THE CLERK TOLD YOU THAT I MRS MICHELLE OBAMA IS SCAM, THEN MYnQUESTION IS DID YOU BELIEVE ON WHAT HE/SHE TOLD YOU? YOU HAVE TO THINKnAS REASONABLE SOME ONES AND UNDERSTAND THAT PEOPLE ARE TOO JEALOUSnLIKE IO TOLD YOU EARLIER SO YOU HAVE TO BE KEEP YOUR MOUTH SHORT UNTILnYOU GET WHAT YOU ARE LOOKING FOR!nNOW AS YOU ARE TOLD BY THE JEALOUS CLERK THAT I AM SCAM ALL YOU HAVEnTO DO RIGHT NOW IS TO FIND ANOTHER WESTERN UNION NEAR YOU AND SEND THEnFEE OKAY BUT IF THEY DID NOT ALLOW YOU, TRY AND SEE SOMEONE TO HELPnYOU AND DONT INFORM ANY ONE ABOUT WHAT IS GOING, I HAVE TOLD YOU THATnEARLIER AND I WILL KEEP TELLING YOU THAT BECAUSE I HAVE EXPERIENCEnTHAT EARLIER.

nSO GO TO ANOTHER WESTERN UNION AND SEND THE MONEY DO NOT TELL ANY ONEnWHAT IS GOING UNTIL YOU RECEIVED YOUR CHEQUE.

nAM LOOKING FORWARD TO RECEIVE THE PAYMENT SLIP THANK YOU,And in case that wasnt clear enough, it was followed a minute later by the following:,LIKE IO TOLD YOU EARLIER SO YOU HAVE TO KEEP YOUR MOUTH SHORT UNTIL OU GET WHAT YOU ARE LOOKING FOR!,At this point life caught up with me and I got kinda busy at work, momentrily forgetting about my new presidential friend, my friend however did not forget and a few days later I received a worried email:,Does it means that you are no more interested of making the claim ofnyour outstanding fund US $20Million of yours which have successfulnchannel to Deliver to your Home Address and up till this moment younhave decided to remain silent after I have personally spending myntime to make sure that you receive your Bank Draft cheque With allndue respect, if you really know that you are no more interested ofnmaking this claim of your outstanding fund of yours kindly update mennow to cancel this Delivery since your negative thought does notnallow you to believe on the reality so send me a declaration letternstated that you are no more interested of making the claim so that Inwill cancel the transfer.

nthanks for your Understanding.

nBest regard:nMrs Michelle Obama,I decided to continue the game:,Wow calm down, it will just take me a little long to get to another western union.

It is farther away and I dont have a car, I have to arrange a ride.

.

.

,In case I thought the Obamas were finally able to afford a new keyboard, the next email showed me the presidential caps-lock was still stuck, and the bold was now on:,ATTENTION MY DEAR I GOT YOUR EMAIL STATING THAT IT WILL TAKE YOU LONG TIME TO LOCATE ANOTHER WESTERN UNION,nHOWEVER I WRITE TO INFORM YOU THAT YOU MADE A VERY BIG MISTAKE BY KEEPING ME SILENT SINCE AND THAT DOES NOT MAKE ANY SENSE, BUT I HAVE HEARD FROM YOU AND UNDERSTAND THE REASON WHY YOU KEEP SILENT SINCE SO YOU HAVE TO TRY AND LOCATE ANY ANOTHER WESTERN UNION AND SEND THE FEE TO ENABLE EVERYTHING GET DONE ONCE YOU SEND THE NEEDED PAYMENT SO THAT DELIVERY OF YOUR CHEQUE WILL HOLD IMMEDIATELY,nTHANKS FOR YOUR UNDERSTANDING AM LOOKING FORWARD TO HEAR FROM.

nBEST REGARDnMRS MICHELLE OBAMAI decided enough trolling and finally send the money:,OK here is the info for the money order:nReceiver Name: IKE FRANKnCountry Benin RepublicnCity CotonounQuestion: UrgentnAnswer: NeedednAmount: $100nMTCN reference number: 13641562 [I googled the format]nSender Name: [fake name]nsenders Telephone: [fake number]Senders Address: [fake address]nPlease let me know when it is received so that we can arrange the rest of the deal.

.

,Within hours I got the bad news:,HELLO MY DEAR HOW ARE YOU DOING AND HOW IS YOUR FAMILY?nI WRITE TO INFORM YOU THAT I RECEIVED THE PAYMENT DETAILS WHICH YOPUnSENT TO ME, HOWEVER I WANT YOU TO UNDERSTAND THAT I HAVE CONTACTED MRnIKE FRANK FOR PICKING UP THE FEE, UNFORTUNATELY MR IKE FRANK MADE ITnCLEAR TO ME THAT EACH WESTERN UNION DOWN IN BENIN REPUBLIC STATED THATnTHERE IS NOT FUND.

nSO ALL I WANT YOU TO DO NOW IS TO CHECK AND KNOW WHERE THE PROBLEM WASnMADE SO THAT YOU WILL CORRECT IT AND RESEND THE THE FEE TO ENABLEnEVERY THING GET DONE ONCE, SECONDLY AS SOON AS YOU CONFIRM THE MISTAKEnPLEASE MAKE SURE THAT YOU DO ATTACH ME THE PAYMENT SLIP OF THE FEE FORnPROPER UNDERSTANDING.

nAM LOOKING FORWARD TO HEAR BACK FROM YOU SO THAT THIS ISSUE WILL BEnSOLVE AT ONCE.

nBEST REGARD:nMRS MICHELLE OBAMA,I decided to bring the trolling up to level 3:,I see now, so thats how it will work? I guess my friends were right, you are not Michelle Obama you are just a scammer!nIf I dont get my 100 dollars back from you I will personally call the FBI and interpol.

Im sure it will make great headlines in the news to hear that Michelle Obama scammed an American citizen out of 100 dollars.

.

.

,To which I got the very un-first-lady-like response:,What A hell are you talking? Kindly Go Back to the western union wherenyou send the money And make clear to them.

Are you Mad? What isn$100usd? kindly go back to the western union And tell them what isngoing so that they will Make you clearly.

nSecondly before talking rubbish from your mouth you have to Track thenMoney Online And see the result,nthanksnMrs Michelle Obama,Followed 10 minutes later by:,YOU MUST BE STUPID! WHO ARE YOU? I WILL FIRST REPORT YOU TO THE FBInNOW BECAUSE I HAVE ALL IT CAN TAKE ME TO DO THAT, WHY ARE YOU ME TnAFTER BECAUSE OF $100USD WHICH WAS NOT FOR ME.

nAS A REASONABLE SOMEONE THAT WANTS TO MAKE THE CLAIM OF HIS FUND YOUnHAVE TO GO BACK TO THE WESTERN UNION WHERE YOU MADE THE PAYMENT ANDnTELL THEM WHAT IS GOING SO THAT THEY WILL KNOW WHERE THE PROBLEM CAMEnFROM AND YOU ARE BUSY HERE SAYING NONSENSE ARE YOU MAD?,Followed 10 minutes later by:,why must you talk rubbish while you are Not truly right What Will I Do with your $100usd? Am just trying to Make sure that you receive your Approved fund That was brought to the White House And you and disgracing me Just Because Of $100usd And upon That You are Telling that you will report Me to the FBI While The FBI Are working Under My Husband Government.

nPlease Let That Not Happen Ever Again! Kindly Contact the western union clerk And Ask Him/ she where he post the Money Or You Instructed him/ To send the Money through western union Than Using Money Gram,nAm looking forward to hear from you.

,I decided some putting in place was in order:,Wow relax, that is not a way for the first lady to talk!nI will call Western Union and try to work out where the money is.

,Which I followed up with:,OK I just got off the phone with Western Union, the lady on the line said that the transaction was flagged because lately there were a lot of fraudulent wires to Benin.

n I assured her that this was a legitimate transaction and explained her that the first lady herself is involved here.

n She was very understanding and willing to help but said the system wont let her release the funds unless there was evidence that it is a legitimate transaction.

nShe suggested that you send me a letter, on the Whitehouse letterhead, explaining the situation and as soon as I send it to her she will release the money.

,Michelle didnt appreciate that:,The Lady Must Be stupid And tell her to give me her Contactninformation, secondly Am Above this your inability Process If You ArenNot Sure That You Are Dealing With The i The First Lady Please You GetnOff And I will Cancel the Delivery.

,I had to placate her:,Please calm down I believe you, she just said that the system wont let a flagged transaction through unless evidence is provided.

She wants to help me but the computer is blocking it without evidence.

All we need is a letter on the Whitehouse letterhead with your signature.

,I guess I was asking for too much:,And i told you that Am Not in position of that And by the way i haventold you several times to stop telling people what is Going On UntilnYou receive Your fund, do it Or Not Am not in the position to do thatnyou request if you wish not to claim your fund i will give it to thencharity Organisation And that is The best way Am going to do rightnNow.

nIf you wish to send the fee Tell the Clerk that I Mrs Michelle Obamanhave the every right to treas their location And get them close.

,That sounded strange, if she photoshopped the license and my name on to a note, why couldnt she get a letterhead?:,You are not in the position to send a letter on the Whitehouse letterhead? You are the first lady.

nI didnt want to tell her but she said that because it was flagged for fraud she cant release the funds unless I explained to her where and why I was sending the money.

nI dont understand why you are getting angry at the poor girl, she is just doing her job, surely it cant be too difficult to email me a letter.

.

.

,I guess not:,How Many Times will I explain You That this Is Not scam? last time i take a picture with a sign for you to know that you are dealing with the rightful person, i Dont Have to do a bitch Thing with your $100usd tell the lady to send the Money to Benin republic using IKE FRANK And you Have to know that You are Not sending the Money to me so why is She so interested to know All That ?.

nPlease My Dear Its Impossible i cant accomplish your mission for that if you need your fund then you tell the lady that the $100usd is not for Me rather its for Benin republic Embassy.

And tell the lady to Give Me her contact Information.

,I didnt get it:,I told you, it wasnt for me, I believed you, it was just so the computer will let it through, however now Im starting to get suspicious, if you are Michelle Obama why cant you get a letter? You have to admit that sounds strange.

.

.

,I finally got somewhere:,u200bnu200bnu200bnu200bnu200b,Well, not exactly what I was hoping for:,Something must have gone wrong, I didnt get the letter, just your husbands signature.

,So she sent this:,The White House,(Official Residence of the President of the US),1600 Pennsylvania Avenue NW,Washington DC 20500 USA,http://www.

zazzle.

com/the_white_house_letterhead-199132271950178242.

,The link is to a website that sells various stationary, including one called The White-House Letterhead.

That obviously wouldnt do:,There seems to be a misunderstanding, I dont need a link to buy the letterhead, I need a letter ON the letterhead.

.

.

,Apparently out First Lady is not the brightest bulb in the pack.

.

.

:,so what is the essence of requesting for the letter-head?,Me, being the ever patient teacher that I am, obliged:,So like that they know the letter came from the White-House.

,Apparently this was too much for Mrs.

Obama:,Its Impossible My Dear Collect Your Money And seek for Another Westernnunion if you Cannot Afford That Please You forget About the delivery,nthanks for your understanding.

,At this point I sort of had enough:,That is very strange, if the first lady cant get a letter on the Whitehouse letterhead then I am starting to think that this may be a scam like everyone is saying.

nIf I dont get a letter by the end of today I will call Western Union to return the money to me and I will report your ip address to the FBI and interpol.

,That seemed to get the First Lady nervous:,I will first report you to the FBI and go and claim your money fromnthe western union Now!,I kept my cool:,You can report me, I have done nothing wrong, you, on the other hand, have committed a serious crime by impersonating the wife of the President of the United States, that is a crime that carries at least 5 years in prison, I have forwarded your IP address to the FBI and Interpol,nAll the best!nEnjoy your life.

,That is the last I heard from my new friend.

The FBI hasnt come knocking on my door yet, though if Michelle Obama ever decides to go running for president in the future, Hillary Clintons email scandal will be nothing compared to what I have on Mrs.

Obama.

.

.

;-)

how much does western union charge to send $1,000

It depends on how much youre transferring.

If you are sending over $1,000 I would suggest they open a dollar denominated bank account and you do a wire transfer there is about a 25% bump between the official exchange rate and the fees charged by either MoneyGram or especially Western Union and the exchange rate you get there.

With dollars they can go on the street and get much more.

Less than $1,000 MoneyGram right now is a better deal than Western Union but the exchange rate on both sucks

How much does Western Union charge to send $300

What is the highest amount you can send through Western Union?,Available currencies and limits, for example, you can send from $1 to $5,000 online, while the maximum mobile money transfer amount is $500.

For transfers initiated by phone, you can send from $300 to $7,499, while there are typically no limits on the amount you can send from an agent location.

,Declined by Western UnionOccasionally, money transfers may be declined.

This is due to a variety of reasons, such as WU being unable to confirm your identity.

.

.

.

If you were declined to try to send money online, you may be able to send money in person at an Agent location.

,How many times can you use Western Union in a day?,There is a limit for every customer, which is 30 transactions in a calendar year and every transaction is under review.

You can receive all the 30 transactions in one day also but as per the government rules, the transactions can get hold also because of the security reasons.

Oct 10, 2017,s there a daily limit on Western Union transfers?,However, some countries set limits on how much can be received.

If you have questions about a specific amount youre sending or a specific country, please call Customer Care at 1-800-325-6000.

ON THE PHONE: The money transfer limit ranges from $300 to $2,500.

,Western Union money transfer fees: A full overviewTransferWise10.

04.

18,Understanding the costs of international transfers can be a tricky business.

The fees vary depending on the type of payment youu2019re making, and where itu2019s headed.

,With Western Union, there are also different charges depending on whether you fund the payment with a bank transfer, cash, credit or debit card - and how the recipient accesses the money, as well.

It can cost a lot more to send a transfer using a credit card, to a recipient wishing to collect the cash immediately in person from a Western Union, compared to a bank transfer from one account to another, for example.

,How much does Western Union really cost? And are there limits?Western Union can be a convenient choice for sending money to friends and family.

You can make a transfer to a bank account, or have the recipient collect the cash from a Western Union location somewhere convenient for them.

u00b9 Itu2019s possible to fund transfers using cash, bank transfer, credit or debit card.

u00b2 However, the costs can be high if youu2019re sending money using a credit or debit card, or if your transfer is headed abroad.

,Western Union limitsThere are some limits to how much money you can send with Western Union.

The exact amounts vary depending on your own transaction history, whether youu2019re sending money domestically, or overseas, and the exact payment route.

u00b9 Some states also have their own limits which might vary from elsewhere in the US.

u00b9,For international transfers, you might have to provide information about the transfer purpose, and fund source, to ensure compliance with anti-terrorism and money laundering regulations.

Transfers to and from some countries are prohibited under US law.

,Generally, youu2019ll find the following limits apply:u00b9,Payments arranged online or using a smartphone sending money using In Minutes and Three Day - $2,999 per transfer next Day payments and Mobile Money transfer - $500 per transfer,Prepaid payment cards - limits set by the card issuer, and can vary,Payments arranged at agent location - usually unrestricted,Payments arranged on the phone - $300 to $2,500 depending on the exact transfer details,Western Union cost and a fee overview tableThe fees charged by Western Union vary according to where youu2019re sending money, and also the payment method.

Some of the steepest fees youu2019ll run into are from international money transfers with Western Union.

,Western Union international transfer,Feeu00b2,Western Union International Transfer Fees,Fees vary, depending on how you fund the transfer and how your recipient gets the money.

For example - sending USD 1000 to a recipient in Canada will cost between $10 and $95 depending on the payment method.

More on this below.

,Exchange rate markup,Varies per currency.

Western Union confirms the markup on their Send Money Online page: u201cWestern Union also makes money from currency exchange.

u201dInadequate funds fee,Fees vary,Cancellation, query and alteration fees,Fees vary,Not all payment options are available in all countries and currencies, so youu2019ll need to check the specific details for your transfer.

,Western Union Fee 1: Western Union International Transfer FeesWestern Union allows payments both at home and abroad, using a variety of methods.

You can pay in cash at their pay-in store, online using a credit or debit card, or via a bank transfer.

u00b2 Your recipient can then collect their cash at a Western Union location near to them, or you can arrange to have the money sent directly to their bank account or even mobile wallet.

u00b2 Not all payment and recipient options are available in all countries.

,The fees for Western Union international transfers vary a lot depending on both how you want to fund the transfer, and how itu2019s received.

,For example, if you wanted to send USD 1000 to a friend in Australia, and they needed to collect it in person, it would cost you USD26 if funded from your bank account - but the same transaction would cost USD81 if you pay using a credit or debit card.

u00b2,On the other hand, if you are able to pay the USD 1000 into your friendu2019s bank account directly, this transaction will cost USD5 if you pay from your bank account, and USD40 if you fund it with a credit or debit card.

u00b2

Western Union fees table international

Since January 2016, I have regularly transferred money to my State Bank of India (SBI) account in India with Wise(TransferWise).

,Wise has the approval from the Reserve Bank of India to offer the service in India with a local bank partner.

Also got my first transfer free using below link.

If you are going to join, please feel free to use my link and you will get your first u00a3500 (or equivalent) transfer for free too.

,Sending 50,000 INR from IndiaOn average, itu2019s 2x cheaper to send 50,000 INR internationally with Wise compared to the listed providers.

Below, we list how much cheaper it is to send money with Wise for the stated routes.

For full breakdown of upfront transaction fees and exchange rate markup, refer to the table at the bottom.

,INR u2192 AUD: Wise is up to 3.

5x cheaperTotal cost to send 50,000 INR to AUD,Wise: u20b9966.

18nAxis Bank: u20b93,344.

53nHDFC Bank: u20b92,115.

51nICICI Bank: u20b92,194.

88nInstaRem: u20b9712.

50nPayPal: u20b92,890.

17nState Bank of India: u20b92,844.

79nWestern Union: u20b9231.

21,INR u2192 CAD: Wise is up to 3.

5x cheaperTotal cost to send 50,000 INR to CAD,Wise: u20b9984.

53nAxis Bank: u20b93,475.

13nHDFC Bank: u20b92,127.

18nICICI Bank: u20b92,197.

00nInstaRem: u20b91,160.

10nPayPal: u20b92,707.

58nState Bank of India: u20b92,380.

58nWestern Union: u20b9180.

29,INR u2192 EUR: Wise is up to 3.

9x cheaperTotal cost to send 50,000 INR to EUR,Wise: u20b9935.

02nAxis Bank: u20b93,683.

34nHDFC Bank: u20b91,961.

10nICICI Bank: u20b92,122.

03nInstaRem: u20b9600.

00nPayPal: u20b92,797.

83nState Bank of India: u20b92,915.

92nWestern Union: u20b990.

25,INR u2192 GBP: Wise is up to 3.

4x cheaperTotal cost to send 50,000 INR to GBP,Wise: u20b91,012.

23nAxis Bank: u20b93,366.

99nHDFC Bank: u20b92,188.

82nICICI Bank: u20b92,249.

79nInstaRem: u20b91,100.

00nPayPal: u20b92,971.

58nState Bank of India: u20b93,409.

25nWestern Union: u20b9206.

61,INR u2192 SGD: Wise is up to 2.

8x cheaperTotal cost to send 50,000 INR to SGD,Wise: u20b9965.

03nAxis Bank: u20b92,556.

66nHDFC Bank: u20b92,083.

01nICICI Bank: u20b92,153.

23nInstaRem: u20b9600.

00nPayPal: u20b92,711.

39nState Bank of India: u20b92,197.

39nWestern Union: u20b9168.

35,INR u2192 USD: Wise is up to 2.

7x cheapernTotal cost to send 50,000 INR to USD,Wise: u20b91,038.

08nAxis Bank: u20b92,050.

59nHDFC Bank: u20b92,085.

79nICICI Bank: u20b92,057.

33nInstaRem: u20b9451.

41nPayPal: u20b92,788.

10nState Bank of India: u20b91,442.

33nWestern Union: u20b9148.

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